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Annuities

Personal retirement accounts purchased through a Life Insurance Company and designed to help you save for retirement, provide a stream of income once you are retired and provide wealth protection.

Guarantees in advance a comfortable retirement income to supplement investments and social security
Helps to reduce or avoid all income taxes on investments and social security
Protects losses caused by market volatility on your principal and interest
Safeguards the erosion of your assets caused by inflation
Provides immediate or deferred income with tax advantages
Makes sure that you never outlive your income
Helps to reduce or avoid all probate and estate taxes
Exempts assets from collection by the government or nursing home if ill
Competitive fixed interest rates
High potential growth of savings
Safety of principal and interest
Liquidity through withdrawals
Walk away options
Loans available
Ideal for IRAs, Roth IRAs, 401k plans, pension and profit sharing plans
Ideal to supplement all pension plans

Products Available

Single Premium Deferred Fixed Annuities
Flexible Premium Deferred Fixed Annuities
Equity Indexed Annuities
Immediate Annuities

We offer many annuity contracts from a variety of Life Insurance Companies. We will help you select the best annuity contract for the amount of your premium.

We are licensed to do business in the following states: New York, New Jersey, Connecticut, Virginia, Florida and Colorado and other states as required.